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WM-Decision™ is a popular tool of lenders as consumer expectations for the “30 second” yes or
no is becoming more commonplace.
WM-Decision™ automates the tedious process of searching through reams of paperwork for just the right loan, turning a complex process into 30 seconds or less! WM-Decision™ automatically pre-qualifies
loan applicants, allowing loan officers more time to develop prospective leads.
The WinMerge™ platform gives users the ability to process credit and decisions on a single platform. WM-Decision™ is a popular choice for consumer web sites and call centers with Loan-by-phone programs designed to pre-qualify consumers for a loan while they are on the phone and in the buying mode.
WM-Decision™ can work with existing web sites giving consumers 24/7 access to loan options. Consumers fill out a mini-loan application, then credit is accessed and matched against each of the loan program guidelines to determine which lenders and loan programs the consumer has been pre-qualified for.
WM-Decision™ delivers much more than a credit score. WM-Decision™ combines all the elements of a consumer’s credit report (1,2 or 3 Bureaus) and application information and can be seamlessly interfaced with your loan origination system.
WM-Decision™ allows for the entry and maintenance
of an infinite number of lenders and loan program guidelines and a technical person is not needed to maintain your rules. Our extensive “Rules Editor” is so user friendly that a clerical level person can enter, change, maintain and update your rules with a few mouse or key strokes.
Some benefits of WM-Decision™
- Wholesale lenders can offer the WM-Decision™ service to their agent/broker network, creating more marketing opportunities.
- WM-Decision™ works with mortgage lenders, consumer credit lending and automotive dealers/lenders
- Save time and money training new loan officers.
- Hire clerical employees to process the decisions.
- Reduce errors and mistakes by using automation.
- Server comes complete with the Highest Login security available on the Internet today.
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